Adverse Credit Finance

Even if you have a poor credit rating and have already been turned down, it can still be possible to remortgage or obtain a mortgage to purchase a property.

A poor credit rating can come from late or missed payments on credit agreements to Defaults and County Court Judgments (CCJs).

In these circumstances it is unlikely that a mainstream lender will accept your application, however, there are specialist lenders available who will consider your circumstances.

Our advisers understand that life can get tough sometimes, so they will take the time to understand your personal situation before recommending a solution for you.

Mortgage deals and lending are subject to individual circumstances and status. Think carefully before securing other debts against your home.

Get in touch today » ...and we could help with an adverse credit mortgage!

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If you are experiencing difficulties managing debt, free help and advice is available by contacting the Money and Pensions Service.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The Financial Conduct Authority does not regulate most forms of buy to let mortgages and some forms of bridging finance.

Insurance plans will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse. For Critical Illness Cover, the policy may not cover all definitions of a critical illness. For definitions please refer to the Key Features and Policy Documents.