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Terms & Conditions
Visitors to our website are required to accept the following terms and conditions in return for the information given about us, our business and the services we provide through our website.
Conditions Of Use
We use our reasonable efforts to include accurate and up to date information on our web pages. Information is for guidance only and is not intended to form any part of a contract and can be subject to change without notice. We shall not be liable for any direct, indirect, incidental, consequential or cumulative losses or damages arising out of the use or inability to use these pages, any errors, misrepresentations or omissions on the material contained on them.
The information on these web pages has been prepared with reasonable care and is believed by us to be legal, honest, decent and truthful as of the date of its preparation.
You agree that the material downloaded or otherwise accessed through the use of our web pages is obtained entirely at your own risk and that you will be entirely responsible for any resulting damage to software or computer systems and/or any resulting loss of data even if we have been advised of the possibility of any such damage.
We do not accept any liability in connection with any third party web sites which may be linked or accessible through our own website and we do not endorse or approve the contents of any such site.
In relation to a dispute arising out of this website you the user and we, Your Finance Expert, agree to submit exclusively to the jurisdiction of the courts of England and Wales.
Except where expressly stated to the contrary the text and graphics in the information contained in this website is the copyright of Your Finance Expert. You may download or print out individual selections of these web pages only if explicitly used for your own personal information and not to be publicly reproduced. Permanent copying or storage of whole or part of this website or the information contained in it or reproduction or incorporation of any part of it in any other work or publication whether on paper or electronic media or any other form is expressly prohibited.
The entire contents of these web pages remains our property and is copyright with all rights reserved.
Under The Financial Services Act 1986 (as amended) the information on these web pages is not intended to constitute an advertisement in relation to the sale of securities or investments.
Data Protection Act 1998
Our omission to exercise any rights under these conditions of use does not constitute a waiver or such right unless expressly accepted by us in writing.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee charged for mortgage advice. The amount will depend on your circumstances but we estimate it will be 1% of the loan arranged.
This policy sets out our policy on the privacy of the individual. Your Finance Expert takes your privacy seriously. In general, we use the personal information that we collect from individuals and match their needs with relevant products and services, and process any through our website. This policy only applies to websites hosted at and comprising part of the Your Finance Expert Companies and not to companies, individuals, organisations or other websites to which there are links.
Your use of this website signifies your consent to us collecting and using personal data about you as specified below in accordance with this policy statement. Should we choose to change these terms for any reason, the changes will be posted here so that you are always kept informed about the collection and use of your personal information, and when we disclose it. If you are a company member this policy will be applied subject to any particular limitation or choices of membership application procedure.
How To Contact Us
If you have any questions or concerns about this policy, please contact us: firstname.lastname@example.org
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
The Financial Conduct Authority does not regulate most forms of buy to let mortgages and some forms of bridging finance.
Insurance plans will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse. For Critical Illness Cover, the policy may not cover all definitions of a critical illness. For definitions please refer to the Key Features and Policy Documents.